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                        Comments from 
                        past participants | 
                            
                            
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                               "The Advanced Credit Management seminar was interesting and Adam is the right person to deliver the training material. Thanks to Adam for sharing his invaluable knowledge and experiences at the seminar."  | 
                            
                            
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                        - Mr. Tan Tesien Tanudjaja 
                              PT Bank Central Asia Tbk, 
                        Indonesia. 
                        [Class of May 2008]  | 
                            
                            
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                               "The 
                              topics are covered to a good extent. The seminar 
                              is useful to broaden the scope of understanding."  | 
                            
                            
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                        - Mr. Kang Zhiyuan 
                              Bangkok Bank Public Company Limited, Singapore. 
                              [Class of November 2009]  | 
                            
                            
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                               "The 
                              material is very detailed and applicable for 
                              credit analyst. I also very appreciate Adam 
                              sharing with me his knowledge in credit process 
                              that I believe I can use it in my daily job."  | 
                            
                            
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                        -  
                              Mr. 
                              Freddy Iman 
                              PT Bank Central Asia Tbk, Indonesia. 
                              [Class of August 2010]  | 
                            
                            
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                               "As expected, this was an enriching and fulfilling course. It was full of insights and presentation was very clear, peppered with interesting real-life experiences and examples. Complicated issues/products made very simple and enlightening. Well done!"  | 
                            
                            
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                        -  
                              Ms. Cheng Tan Ching 
                              NIBC Bank Ltd, Singapore. 
                              [Class of March 2011]  | 
                            
                            
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                               "Time passed very quickly at Adam's class. A great facilitator with great product knowledge, in-depth analysis and experience. It's fun to attend Adam's class. Thank you!"  | 
                            
                            
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                        -  
                              Ms. Janice Lim 
                              NIBC Bank Ltd, Singapore. 
                              [Class of March 2011]  | 
                            
                            
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                               "Complex 
                              methodology explained in an easy to understand 
                              way."  | 
                            
                            
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                        -  
                              Ms. 
                              Pang Yen Liuk 
                              The Bank of Tokyo-Mitsubishi UTJ Ltd, Singapore. 
                              [Class of March 2011]  | 
                            
                            
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                               "The 
                              topics were insightful and analytical. The 
                              faciliator's examples and illustrations were 
                              timely and relevant!"  | 
                            
                            
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                        -  
                              Mr 
                              Jonas Guingab 
                              DBS Bank Ltd, Singapore. 
                              [Class of April 2012]  | 
                            
                            
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                              "Advanced 
                              Credit Management is a thorough two-day program 
                              that provides tools to its participants to 
                              understand more on Expected Loss drivers to 
                              calculate RAROC to meet the hurdle rate. The 
                              program also covers key issues related to BASEL 
                              III, Equator Principles and bankruptcy models. 
                              Adam is a very experienced instructor. He has 
                              shared valuable insights on how to mitigate risks 
                              on lending to holding companies, shareholder 
                              refinancing, lending to related companies, etc."  | 
                            
                            
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                        -  
                              Mr. 
                              Karya Setia 
                              PT Bank Central Asia Tbk, Indonesia. 
                              [Class of April 2014]  | 
                            
                            
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                              "This 
                              module is very interesting and comprehensive. It 
                              helps you to make a good selection for your 
                              portfolio as well as proper handling on your 
                              chosen portfolio.""  | 
                            
                            
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                        -  
                              Mr. 
                              Tjong Chandra 
                              PermataBank, Indonesia. 
                              [Class of April 2014]  | 
                            
  
                            
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